rear ended by bus

[styles]

So pissed off. Got a lovely car about a year ago and a dozy bus driver drove into me today.

Bit of damage to boot and bumper. Not sure whether chasis may be bent either.

In a bit of back pain and neck pain too.

Going to head to A&E so at least i should end up getting a payout from it

[Dragontao]

Make sure you get some compo for the neck and back injuries, it will cover the inevitable loss of value to the car.

[jman]

so at least i should end up getting a payout from it

And this is the reason why car insurance premiums are so expensive nowadays... not saying your falsely claiming.. but it aint half easy and you will get a fair payout (especially if your "injury" keeps you off work).  Regardless, I honestly do hope your ok and any damage isnt lasting... car accidents are horrible situations....

Someone drove into the side of my car 3-4 months ago and wrote it off.. he didnt use his wing mirror and changed lanes without indication.. straight into my car!!!... To be honest, there wasnt so much damage, half the wheel arch was caved in and my door was dented.. but then the insurance companies will write off anything these days... I dont know which insurance company you are with.. but if they offer car hire through a leasing firm, turn it down immediately.. they will fuck you over too...  I received market value for my car, which wasnt much... but who wants market value when you have a tried and trusted motor??

I felt a bit of neck ache from my accident and missed a few days from work... I didnt bother claiming for it though... but then Im quite a honest guy and it really was nothing that major.. however the guy who drove into the side of me is now being awkward and saying it was my fault... despite photographs clearly showing the front of his car was wrecked and the side of my car damaged... how can he possibly claim it was my fault ? lol.  I have the car leasing firm, my insurance company and my solicitors all chasing his insurance company for money... if nothing is settled, I'll have to go to court for them to get their money... the whole thing is a pissing joke to be honest...

[harv]

Well as long as you're both okay, that's the main thing. It's just a pile of nuts and bolts at the end of the day. I haven't allowed myself to learn to drive because of my diabetes, I'd never forgive myself if I had a hypo and caused anyone an injury or fatality.

Even riskier nowadays because I'm on human insulin and don't get any warning signs before I start to have one. When I was on the porcine insulin years ago I used to get numb pins and needles (only way I can describe it lol) just before it kicked in properly but nowadays I just go straight into one

Had a bad one yesterday at home, lost consciousness. If that happens with me behind the wheel of a car I hate to think might happen. That's why it's difficult for diabetics to get driving licences, even provisional ones. You need written consent to get one from your doctor.

[Dragontao]

but who wants market value when you have a tried and trusted motor??

Absolutely spot on.

[styles]

Cheers everyone. I agree with all that's been said. I am honest too - i was actually rear ended a few weeks ago by a kid in his mum's car and let it go. This time Im taking the money tho. Truth is that weeks or months from now i could end up in all sorts of diffs so as they are a big company and are well insured its a no brainer. Will be happy with any pay out at all but people are telling me i should expect 5-6k which in these times will be very welcome.

[harv]

I could have got a few quid in compensation after I broke my glasses and chipped a rib when a bus made an emergency stop around 10 years ago but didn't want the driver to get any bother. Luckily I'd started an office job and quit the bar game otherwise I would have had to take some time off work.

[Late]

Glad everyone's okay. That's the main thing.

Had an accident about 6 months back. Car in front braked suddenly on a narrow winding country lane (pheasant chicks on the road), and I only just avoided hitting him. The car behind wasn't as quick to react. He braked heavily and pulled the wheel slightly to the left - he ended up shuning me forward a few feet before slipping into a ditch. My car remained on the road, with a few minor scrapes on the bumper (pretty much nothing - hardly noticing after wiping with a damp cloth tbh). He didn't fare quite so well.

My neck and back were a little sore that day, pretty bad for about a week after, okay since. Well, as okay as ever - I've had lower back pain since my twenties and it's about the same since. I assured him at the time my car's fine, I'm fine, and I won't be making a claim against him.
Would've been lovely to have a compo claim, but tbh I felt sorry for the poor feller. Saw him a few weeks later in a supermarket. In the end he paid £750 out of his own pocket to get the car repaired. He definitely got a good price - he was wearing mechanic's overalls bearing the name of a local chain of garages when the accident happened. I reckon those repairs would've been £2k easily, for anyone else.


I don't like the way America's compensation culture has made it's way over here. If someone's genuinely injured then of course they should be fairly compensated. But if it's something they'll shake off in a few days then it should be written off as a bit of bad luck and forgotten about. Unfortunately it can be difficult to resist a nice payout - especially when "everyone else is doing it, why shouldn't I?"
Not casting aspersions, btw - I'm talking generally.

[styles]

Totally agree late but the simple truth is that Im looking at somewhere between 5 & 9k - in this day and age that's not something Im going to turn down.

[Dragontao]

At the end of the day, if some twat rear ends you through no fault of your own, why should you end up out of pocket with regard to the damage to your car, potential injury, potential loss of value to your vehicle, time off work to sort out the car, getting a new car etc. 

[AVFCRoss]

I don't like the way America's compensation culture has made it's way over here. If someone's genuinely injured then of course they should be fairly compensated. But if it's something they'll shake off in a few days then it should be written off as a bit of bad luck and forgotten about. Unfortunately it can be difficult to resist a nice payout - especially when "everyone else is doing it, why shouldn't I?"
Not casting aspersions, btw - I'm talking generally.

That's just the state of the modern commercialised world we live it these days...Anything to make a quick buck.

[styles]

After losing a day yesterday talking to insurance companies, solicitors, car repair and hire companies I can assure you all that id be happier if the bus driver had been watching where he was going instead of ploughing into my motor.

Today i am losing at least the morning due to a doctors appointment necessitated by the accident. Have genuine pain in my neck, shoulders, back and arms.

[jman]

Just a question... you didnt have an arsenal sticker on the back of your car did you... could explain why the bus driver did it 

[styles]

Haha

[jman]

Knew we had a topic like this somewhere!

Back from holiday on Sunday, coming home from the airport (not my car, nor was I driving) - naturally a traffic jam prior to the M25 junction, our car stopped.. 3-5 seconds later some dozy bitch ploughs into the back of us - she must of been doing about 40mph at least, smacked us into the car in front.  Bit of a miserable end to an awesome holiday to be honest.

Police + Ambulance both called, everyone was alright, 2 cars are definitely write-offs - not sure on the other, me & the missus were treated at the scene for whiplash.  Large lump on the back of the head where I hit the head-rest after impact, neck quite stiff, headaches.. the usual.. felt much worse the day after, so went to doctors that day just to make sure there was nothing else sinister... his verdict was a couple of days off work see how it goes (I've already had 3 weeks off work now - was actually looking forward to going back believe it or not!)

Woke up last night in agony, my whole back had seized up, I couldn't even get out of bed to get painkillers, feels like a burning pain at the base of my spine and I've had it all day.. cant stand, sit or even lay comfortably without painkillers now, so weird as I've had no back pain since the accident until then.  Still got stiffness/tenderness in the neck too and what seems like a constant headache.  Got another doctors appointment tomorrow and a physiotherapy appointment tomorrow too.. thankfully its nothing worse - but I'm going stir crazy sitting in the house all day